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Manage Your Money

 

Money Saving Tips for Photography Enthusiasts

Ideas for free or cheap alternatives to expensive photography kit for less than 5 ($10)

Manage Your MoneyYou don't always need to splash out on expensive camera equipment. These ideas could save you money on your photography kit.

1. Make your own soft-focus filter


Soft-focus filters can be used to create old-fashioned, romantic portraits, dreamy landscapes and so forth.

Make your own by smearing a small amount of Vaseline onto an old skylight filter. Use a tiny blob to begin with and increase the amount to increase the softness. Leaving a clear spot in the centre will produce a blurred vignette effect while the centre of the image stays sharp.

Alternatively, for a variety of soft-focus effects experiment with cling film, sweet wrappers and, of course the classic black stocking - as used by celebrity portrait photographers.

2. Use free software


The latest editing software offers amazing features but it's surprising what you can do with the many free applications that you can download on the web.

Try the following:

Adobe Photoshop Album SE 3.2 - fix and organise your photos | Video guide to using Adobe Photoshop Album SE3.2

Corel MediaOne - photo sorting and sharing | Video guide to using Corel MediaOne

Google Picasa - photo sorting, fixing and sharing | Video guide to using Google Picassa

Kodak EasyShare - organise your photos, make small fixes and access online services | Video guide to using Kodak EasyShare

MAGIX Photo Manager 2007 - manage your digital photos, burn CDs and access online service | Video guide to using MAGIX Photo Manager 2007

Gimp - Image Manipulation Program

IrfanView - view, optimise and convert images | Video guide to using IrfanView
Serif PhotoPlus 6

Picturenaut 2.12 - create composite images with a high dynamic range (HDR imaging) | Video guide to using Picturenaut 2.12

3. Make your own reflector

Tape some foil to a piece of card, and your home studio has an instant reflector.

If it's too harsh, scrunching the foil and flattening it back will soften the reflected light.

Alternatively, white card or a white table cloth or bed sheet makes a good soft reflector, and black card or fabric can be used to cast shadows back to the subject.

4. Make your own flash diffuser


Make your own flash diffuser with nothing more than a light tissue over the flash head.

Or tilt the bounce head upwards and tape a piece of white card behind it (like a scoop) to create a bounce diffuser.

If you're a milk drinker those translucent plastic cartons can be adapted to make a great softbox.

Cut a small aperture in the top just big enough to insert the head into.

Point the head directly forward or tilt it up (though you may want to put some foil or white card on the back to stop light spilling out the back.

5. Buy second-hand


You can save a packet by buying your next piece of kit second-hand. Whether on eBay, your local free ads paper or your local photo retailer, savings can be substantial.

You do need to be very careful though. If possible handle the item and examine it thoroughly before parting with your cash. Buying from a reputable dealer is the least risky way to buy, as you'll be offered some kind of warranty.

Use camera review sites such as www.whatdigitalcamera.com, www.trustedreviews.co.uk and www.amateurphotographer.com to find out more about a camera you are thinking of buying.

6. Make your own beanbag


Stitch two small bits of cloth together and fill it with dried beans, lentils, polystyrene balls, marbles, pea shingle or whatever you can find. Seal it up (if you're really good with a needle and thread, you can even put in a zip!) to produce your very own pocket beanbag.

These make excellent, versatile portable camera supports.

Position it on a flat surface such as a wall or your car bonnet and put the camera on top. The beanbag will mould around the camera, providing stable support for exposures up to several seconds.

If needlecraft isn't your thing try a soft zip-up pencil case.

7. Economic printing


If buying inkjet paper, try to make the most of it by printing only what you need and fitting what you can onto one sheet. You can always check alignment and spacing of images on standard paper before switching to photo paper for your final print. It's a great way of using up scrap paper and, unlike photo paper, it can still be recycled after you have used it.

Another way to save a bit of cash on photo paper is to get your images printed online, at sites such as www.photobox.co.uk, www.kodakgallery.co.uk and www.snapfish.co.uk

8. Make your own string tripod


Don't have Image Stabilisation? Can't afford an IS or VR lens?

While no substitute for an actual tripod, this clever string-pod' can provide several extra stops of stability, for free!

Simply cut a 2m length of string, tie one end to a tripod quick-release plate (and screw this into your tripod bush).

Stand on the other end to make the string taut.

By holding the camera and pulling gently upwards as you shoot, against the pull of the string, you'll reduce camera shake significantly.

When not in use it can be rolled up to slip into a small corner of your gadget bag.

9. Buy discontinued stock


Most digital compacts only have a shelf life of about six months before they're replaced by newer models. With digital SLRs it's usually around 18 months. After that, out come the discount stickers. The thing is, there's nothing wrong with these older models. Sometimes the models that replace them have only minor enhancements, and if you're prepared to forsake those you can make big savings.

10. Enter photo competitions


Enter your work into one of the plethora of online, or magazine, competitions (including What Digital Camera competitions, or if you're feeling adventurous the Amateur Photographer of the Year competition ). You might win a great

prize, therefore not having to fork out for that new camera you've always wanted. And if you enter online, and have broadband, it won't cost you a bob to do it - just a little bit of time.

Obviously you'll have to pay for postage if you need to send your submission somewhere, but this isn't usually much.

11. Rechargeable batteries


Why do some people still buy disposable AA batteries when rechargeables work out so much cheaper and are so much better for the environment?

Even if your camera doesn't use AA's (some still do) your flashgun certainly will and various other devices use them too.

Switching to rechargeables will save you a fortune in the long run, and the latest generation are better than ever. Some, such as Uniross's Hyperio range, even come fully charged so you can use them straight away.




We hope you find this article useful. Please feel free to sugget your own tips, using the edit feature, or let us know how you get on by adding a comment.

For Christmas ideas under 100 see our articles:


Friend wants me to take out loan for her...?
Her and I have been close friends for quite some time now. She has 2 children, and is even the Godparent of my son. I never make it a point to get involved with people's personal/financial issues, but I've always noticed that she doesn't seem to manage her money well. She complains about being broke, but then goes on a vacation, returns from vacation unable to pay for childs day camp. Always has the latest phones, laptops, camera's...but is always backed up on her car payments, credit cards etc. So today she calls me, apparently she's in a bind with 2 loan sharks-each for $1,000. She has 2 more payments with 1, the other she said she needed to "get off her back". So she asked me if I could take out a loan with one shark (who I happen to be acquainted with and I never even KNEW he was in that type of business) under my name and she would give me the money-the loan would be for $1,000. When I asked her what the money was for, she said it was to pay off the dude she needed to get off her back. I know, it's a no brainer, but she's never asked me for anything like this before. I can't/won't lend her that type of money from my account-I have a child of my own and I don't want to touch my savings-the last thing I want is to lend a good friend money and for that to come between us, or for some emergency to happen on my end to where I'll need that money. Just looking for opinions...a part of me wants to tell her, You're an idiot-you deserve this! How many times have I told you to manage your money better! Another part wants to help her. True...any ideas on how I can let her down easy?

Get the answers...


How is the best way to learn to manage your money & not spend it like water going through my hands?


Get the answers...


How do you manage your money when traveling abroad?


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INDIANAPOLISScott Pioli refused to say Friday whether the Chiefs have interest in Peyton Manning, though the general manager said discussions have taken place with free agent quarterback Kyle Orton to provide competition for Matt Cassel., Printable Spelling Homework Rubric, Pirates Dinner Adventure ...
The Consequences of Walking Away From a Mortgage
I hope this post doesn’t apply to you. That is, I hope you’re not in—or at risk of—foreclosure. We all know there are still a lot of foreclosures out there. As a Realtor, it’s especially obvious. Every time I drive to one of my short sale listings it seems like there are two new foreclosures on the ...
2012 Goals
SHORT TERMGOALS - Goals that may be achieved in one year or less Value: Security/Freedom D and L’s Goal: - By December 31, 2012, invest maximum of $17,000 in 401(k) - Set aside at least $2K each month - Explore the option of Refinancing our home loan - Make extra mortgage payment at end of year - Sa ...
Written in the wind
Being horny and dumb is now ubiquitous. It could be democracy’s finest hour. Or we could be screwed. History will tell, but I suspect it’s the latter. We have two reports. Three, if you count the yellow copter. If you hang around people in their twenties and thirties the way I do (they’re hot), you ...
Fwd: Does Renting Make Sense?
Since writing Your Money: The Missing Manual has been intense. I've spent a ton of time researching personal finance topics ranging from buying a car to funding a 401(k) to the relationship between money and happiness. My research has reinforced some of my convictions (index funds are the best inves ...
How Much Will I Need to Retire?
Knowing how much money you will need to have after you stop working, either coming in as a stream of income or from your retirement savings is one of the most important financial questions of your life. Of course, estimating the amount of cash that you will realistically require in order to successf ...
Retirement Calculators
The web is, or should be, your “go-to” place for quick research – want to know how many fluid ounces in a pint, or whatever? Go to a search engine and you should get an instant answer. With the subject of retirement on an increasing number of baby boomers’ minds, there are plenty of online resources ...
How much should you save with each paycheck to reach retirement goals?
{This post is a part of my retirement series} Last week, I walked you through one way to calculate how much money you’ll need to retire. Today we’re going to run some numbers to determine how much we’ll need to invest with each paycheck to reach our retirement goal. Some rules of thumb suggest inves ...
Counterparties
Welcome to the Counterparties email! The sign-up page is here, it’s just a matter of checking a box if you’re already registered on the Reuters website. Or you can email us at Counterparties.Reuters@gmail.com and we’ll add you to the list. (That’s also the address to send us feedback and story tips) ...
How Much Will I Need to Retire?
Knowing how much money you will need to have after you stop working, either coming in as a stream of income or from your retirement savings is one of the most important financial questions of your life. Of course, estimating the amount of cash that you will realistically require in order to successf ...
Written in the wind
Being horny and dumb is now ubiquitous. It could be democracy’s finest hour. Or we could be screwed. History will tell, but I suspect it’s the latter. We have two reports. Three, if you count the yellow copter. If you hang around people in their twenties and thirties the way I do (they’re hot), you ...
Finances, Health & Relationships... The Three Legged Stool That Affects the Footing of Our Faithlife! | A Thought from PD
Happy New Year Again Everyone!!!!! I hope your year is off to a great start. I look forward to seeing many of you back this week after your travels. And I hope that you have already joined in on listening or reading through the Bible together through the year on the Tapestry Mobile App: http://app.t ...
How Much Will I Need to Retire?
Knowing how much money you will need to have after you stop working, either coming in as a stream of income or from your retirement savings is one of the most important financial questions of your life. Of course, estimating the amount of cash that you will realistically require in order to successf ...
Retirement Planner
Retirement planners are made so that we know in advance how we are going to manage our lives once we stop working for good. Most people would hire a financial advisor before they begin making their retirement plans but that isn’t an absolute necessity. All it takes to make a successful retirement pl ...
How much should you save with each paycheck to reach retirement goals?
{This post is a part of my retirement series} Last week, I walked you through one way to calculate how much money you’ll need to retire. Today we’re going to run some numbers to determine how much we’ll need to invest with each paycheck to reach our retirement goal. Some rules of thumb suggest inves ...
Dueling deadlines: taxes and FAFSA
On January 31, I sat down at my computer with determination. This year, I would not wait until April. This year, I would calculate our taxes early. No 1040EZs here — we have complicated taxes that take hours and hours. Nevertheless, I was resolved to be done before the stroke of February. Are you la ...
Retirement Planning and Savings Plans - Retirement Calculator ...
Retirement planning strategies and retirement advice, including retirement calculators to help you retire faster, 401k tips and more.
Retirement Calculators: Get a retirement plan - Money Magazine on ...
Retirement calculators that help you craft a retirement savings plan.
How much will you need for retirement?
Determine how much savings you will need to retire using our retirement calculator.
Calculators, Estimators, and Planners - Real Estate, Retirement ...
Savings and real estate calculators and tools from CNNMoney.com
CNN Money Retirement Calculator - Best Retirement Calculators
CNN Money Retirement Calculator. This is a good, basic retirement calculator. The CNN Money calculator handles both you and your spouse. You enter the information on ...
Retirement Investing: Get your asset allocation right - Calculator ...
Find the best asset allocation for your investing style and needs.
Retirement Calculators - CNNMoney
How much money will you need for retirement? Find out with our retirement calculator.
Retirement Savings Calculator - CNNMoney
Use our retirement savings calculator to see how quickly you'll be able to meet your retirement goals.
Are retirement calculators reliable? - CNNMoney - Business ...
One reader questions an online retirement calculator that told him it will be easy for him to retire with enough money.
Retirement planning tools - Jul. 27, 2011
(MONEY Magazine) -- Make sure you know how ... new entry into the crowded field of retirement calculators ... © 2012 Cable News Network. A Time Warner Company. All ...


Manage Your Money News


How to manage your money overseas - The Australian


How to manage your money overseas
The Australian
Airport exchanges have higher fees than banks Travellers' cheques are outdates these days Have some cash in case you can't find an ATM YOU'VE trawled the internet for weeks searching for the best air tickets and accommodation deals.

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Manage Your Money: Financial Planning When Changing Jobs - FOX2now.com


FOX2now.com

Manage Your Money: Financial Planning When Changing Jobs
FOX2now.com
(KTVI) – What to do you need to do if you change jobs, with your 401k plan? Bob Wamhoff from Wamhoff Financial Planning and Accounting Services was on the mid day show with three options, you have. Putting the funds into a new 401k plan allows you the ...

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Monthly Mortonian: Students Learn of Money, Credit, Identity Theft at MC - my.hsj.org


Monthly Mortonian: Students Learn of Money, Credit, Identity Theft at MC
my.hsj.org
This event was hosted at Morton College where students learned about identity theft, building good credit, how to manage your money and more. One of the biggest topics was identity theft. There were 160 students who attended the Junior Achievement ...

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How to Manage Your Money So You're Not Mooching Off Your Parents in Your 40s - Huffington Post (blog)


How to Manage Your Money So You're Not Mooching Off Your Parents in Your 40s
Huffington Post (blog)
All parents dream of a better life for their children and, ideally, a life so good that it doesn't involve bad choices and huge debt for their twentysomethings. So what's the secret? In my latest book, How to Be Richer, Smarter, and Better-Looking Than ...

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MICHELLE SINGLETARY: 2012 college grads should think 'CASH' - Tuscaloosa News


MICHELLE SINGLETARY: 2012 college grads should think 'CASH'
Tuscaloosa News
For college graduates this year, I offer an acronym to help manage your money. It's CASH. The “C” in CASH stands for credit. I won't say don't get a credit card because many of you already have one. And I'd be a hypocrite anyway, since I use credit.

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Free advice to better manage your money - Parkes Champion-Post


Free advice to better manage your money
Parkes Champion-Post
Rhonda Ryan (nee Baxter), an Aboriginal Financial Counsellor for CentaCare, is running a program in the Central West this week to help people better deal with their money. The Manage Your Income program aims to give financial counselling and money ...

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Remote Control for Your Money - MarketWatch (press release)


Remote Control for Your Money
MarketWatch (press release)
SAN FRANCISCO, CA, May 08, 2012 (MARKETWIRE via COMTEX) -- How can you manage your money when you're not at your computer? Personal Capital's new iPhone app gives you complete control across all your accounts at all your financial institutions: ...

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